Small Firm with Big Results
If you're plagued by debt, filing Chapter 7 bankruptcy may be the most effective way to protect yourself from creditor harassment and start afresh.
The Batista Law Firm is ready to help you file for Chapter 7 and make the phone calls stop. We've helped numerous clients absolve themselves of debt and can do the same for you. Some advantages to filing Chapter 7 with Batista Law Firm include:
- Help analyzing your debt
- Determining your property exemptions
- Assuring your eligibility for Chapter 7
- Reaffirming your secured debts
- Assistance filing all the necessary Chapter 7 forms
Don't Let Debt Ruin Your Life; Get Your Debt Absolved With the Help of the Batista Law Firm, LLC.
Chapter 7 Bankruptcy
Bankruptcy is the legal method for a debtor to eliminate or reduce your debts. One of the main purposes of the bankruptcy act is to relieve the honest debtor from the weight of oppressive indebtedness and to provide the debtor with a fresh start to build a financial future. Chapter 7 is a liquidation bankruptcy, meaning it can eliminate most types of unsecured debt. Examples of unsecured debt are credit cards and medical bills. Individuals, married couples, corporations and partnerships can all file a Chapter 7 bankruptcy, if eligible. The Batista Law Firm can assist you in this process.
Don't Let Debt Defeat You: Chapter 7 Bankruptcy Can Provide a Fresh Start
A chapter 7 bankruptcy provides relief to the debtors by granting a discharge of certain debts to give an individual a "fresh start". This fresh start has been provided for nearly 200 years and is based on the proposition that the debtor's future income should belong to the debtor. None of the debtor's federal or state rights are denied because they choose to file bankruptcy. New statistics estimates that every 30 seconds someone is filing bankruptcy. Empower yourself with information, take advantage of your rights and reclaim your future free of debt.
If you qualify, Chapter 7 bankruptcy allows you to eliminate most or all of your debts. Most debt is dischargeable under Chapter 7, although there are a few exceptions. In the vast majority Chapter 7 cases, the debtors keep all of their personal property, such as cars, household goods, furnishings, retirement accounts, personal items, etc. In fact, it is often possible for debtors to keep their home.
One of the major advantages to Chapter 7 is that the process is very short. Most Chapter 7 cases take about 4 months from the time that you file until you receive your discharge of debt. Thus, Chapter 7 gives you the opportunity to get a financial fresh start in a relatively brief period of time.
Call us to schedule an appointment for a consultation.